Lacrosse

AAU, CLUB, and Travel Lacrosse Costs: How to overcome an sports injury through interruption insurance

Whether AAU, Club, or Travel, lacrosse is an expensive sport to play. The equipment required throughout the typical travel lacrosse player’s 10-year involvement with the sport, combined with travel, registration fees, and instruction, quickly adds up. As US Lacrosse Magazine recently documented, the total easily can exceed $50,000.

AAU, CLUB, and Travel Lacrosse Registration Costs

Registration fees vary widely. A single-season summer Club, Travel, or AAU lacrosse registration fee, depending on league level, can easily cost several thousands of dollars.

The bad news: If your child picks up an injury or is otherwise unable to play, you are stuck having paid the registration fee. Travel, provided tickets haven’t already been purchased, can be money saved. Equipment, provided it still fits, will still be available to use when your lacrosse player is healthy. However, the registration fee, which is the most expensive cost? That’s gone.

The good news: That doesn’t have to be the case. With lacrosse registration insurance from Sports Refund, if your athlete can’t play, you don’t pay. Simple as that.

How Affordable Is Sports Refund?

Registration fees for AAU, Club, and Travel lacrosse programs are thousands of dollars. And, leagues have a strict “No Refunds” policy, meaning that if your lacrosse player gets hurt or can’t play, you’re stuck having to pay.

Until Sports Refund.

We offer lacrosse season interruption insurance policies. Our policies cover the registration fees for sports programs and cost less than 5% of the total registration fee, on average. If your child can’t play, you don’t pay.

Why Do I Need Sport Registration Insurance?

AAU, Club, and Travel sports require commitment from their athletes. The days of children cycling through sports with the calendar are largely gone, and most sports now are year-round schedules–even lacrosse.

This is having a huge effect on our children. Medical professionals have noted the increase in ‘recurring use’ injuries. The University of Pittsburgh Medical Center noted some common injuries among youth lacrosse players. The list of injuries that a lacrosse player can suffer includes:

  • ankle sprains
  • concussions
  • knee sprains
  • wrist fractures
  • hip flexor strains
  • back injuries

All of these injuries are covered by sports interruption insurance.

Players, parents, and coaches all are more aware of the health concerns and the potential long-term impacts that come with increased and early specialization. Sports Refund protects you from ever having to balance the money spent against your child’s long-term health. And with our easy sign-up system and low-cost coverage, there are no hurdles to clear. It’s as simple as:

Can’t Play? Don’t Pay!

What and Who Does Sports Refund Cover?

Sports Refund covers both individual AAU, Club, and Travel Lacrosse players and teams/groups. Coverage is available for all players under the age of 26.

How Does Sports Refund Work?

Your Club, Travel, or AAU lacrosse athlete’s physical well-being is covered by your health insurance. Their equipment, should it be stolen or damaged outside of normal wear-and-tear, is probably covered by homeowner’s or renter’s insurance. Even travel costs can be insured.

But the registration fee (which is typically the most expensive costs)? That is virtually always non-refundable. With Sports Refund’s season interruption insurance, however, your family is protected against real financial loss.

All you have to do is sign up. That’s it. No examinations, no long questionnaires.

AAU Lacrosse and Travel Lacrosse Season Interruption Insurance: An example

Griffin Charles’s family paid $5,000 for an elite travel lacrosse registration running from June through September (120 days). Ten days into the season, Griffin suffers a concussion.

With just 20 days left in the lacrosse season, Griffin is ready to return to the field. He has missed 90 days (75%) of the season, but his family has still had to pay the full $5,000 registration fee.

If Griffin’s family had Sports Refund season interruption insurance, at a cost of about $208, they would have received a check for $3,750–75% of the season’s total registration fee.

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Interesting facts

An estimated 5%-10% of youth sports programs provide a refund when a player loses playing time due to injury.

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