Travel Refund
Protect your travel costs in case your child gets sick or injured, or they're unable to attend for one of many covered reasons.

Covid-19 - Medical Expenses - Cancellations
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Be prepared for anything with Travel Refund by Sports Refund

Travel Refund offers the following coverage for your upcoming adventure.
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Provides coverage if you, a family member or traveling companion is unable to travel or continue a trip, or need medical assistance during the trip, due to contracting COVID-19. View COVID-19 statement.
Cancel for any reason is an optional feature that can help you in any situation you need to cancel your trip. *Optional Coverage.
In the event of serious injury or sickness, pays up front for the cost to evacuate you to the nearest adequate medical facility, and then to your home if medically necessary.
Covers the cost of a security evacuation to a place of safety, or even home, due to political and military events, natural disasters, and other reasons.
Covers you for trip cancellation, interruption and travel medical expenses if you are injured while participating in a variety of activities, such as: cycling, skiing, snowboarding, scuba diving, mountain climbing, and many others..
Most travel insurance plans don’t cover losses due to these conditions – the activity coverage plan does.
Covers a variety of events such as sickness or injury, adverse weather, strikes, terrorist incidents… even extension of the school year.
Reimburses you for the cost to catch up with your trip if your flight is delayed more than 3 hours.
Reimburses you for medical expenses resulting from sickness and injury while on the covered trip.
Reimburses you for expenses such as hotels, meals and local transportation if you are delayed more than 12 hours on your trip due to a covered reason.
You can waive the pre-existing medical conditions exclusion if you have purchased your policy prior to final trip payment.
Pays up to 75% of your nonrefundable trip costs if you have to cancel your trip for any reason. If you cancel for one of the standard covered reasons, you could be reimbursed up to 100%.
This is a brief description of the coverage provided under policy series RIG-1000, the Policy will contain reductions, limitation, exclusions and termination provisions. Please refer to the policy for complete detail. If there are any conflicts between the information on this site and the policy, the policy will govern in all cases. Not all products or coverages may be available in all jurisdictions.
Kids at airport
We've got answers.

The Activity Coverage plan is specifically designed to meet the needs of active travelers, such as campers, students, parents and educators. We offer coverage for:

  • Cancel for Any Reason (optional)
  • Losses due to COVID-19
  • Mental, nervous and psychological disorders
  • Adventure, Extreme and Winter Activities
  • Emergency Medical Evacuation
  • Security Evacuation
  • Pre-Existing Medical Conditions

Many travel insurance plans require you to purchase your policy within a certain time frame of initial trip deposit. With the Activity Coverage plan, you have up to final trip payment to buy your policy and waive the Pre-Existing Medical Condition exclusion.

We know this can be a major concern for travelers…but if you, a family member or a traveling companion get sick with COVID-19 before or during your trip, it’s treated just like any other illness.

Until further notice, as an accommodation, the following coverages will be extended to include COVID-19 related losses occurring due to sickness, as sickness is defined in the policy.

  1. Travel Medical Expense and Emergency Evacuation and Repatriation of Remains benefits if you or a traveling companion require medical treatment or Emergency Evacuation due to COVID-19-related sickness while on a covered trip.
  2. Trip Cancellation, Trip Interruption and Trip Delay benefits if you, a traveling companion or a family member develop COVID-19-related sickness before or during your covered trip and meet the policy requirements for coverage due to sickness.
Absolutely! You can see the policy documents here. In fact, we encourage you to carefully read the policy document, as certain limitations, conditions and exclusions apply.
Obviously, first seek local emergency help as necessary, but contact our 24-hour assistance team as soon as possible. They are specially trained to assist you with just about any travel-related emergency. You may contact our assistance team toll-free at +1.855.434.9387, or worldwide at +1.380.234.1952, or via email at
No! The price you are quoted is the final price you pay.

Protection you need for the adventures you are on.